Assistant Manager - Financial Risk Management: KPMG LLP
Miwa graduated in 2013 with a BSc in Business Economics and Finance. After gaining a Masters and working for Goldman Sachs, she now works for KPMG and enjoys the constantly changing nature of her role.
I developed a keen interest in Economics while at secondary school & sixth form, I was fascinated by the fast paced and dynamic nature of financial markets.
To this end I decided very early on that I would pursue a Career in Financial services and while doing research on Universities, Loughborough was the only university at the time which had the unique combination of Business Economics and Finance. In addition, not only was Loughborough in the top 10 league tables, alumni also attracted top jobs in my interested field.
While at Loughborough, the university organised numerous career workshops and events where students got the opportunity to meet recruiters from prestigious firms. It was at one of these events I met a recruiter from Goldman Sachs - where my career eventually took off from.
I believe skills such as tenacity, a great sense of independence and diligence, which I developed while at Loughborough, have helped me progress at the various stages of my career over the last six years.
Would there be one piece of advice that you would give to current or prospective students looking to study the same course that you did?
Business Economics and Finance is a unique course, combining key elements of Micro and Macro Economics to give you a solid theoretical foundation but also offers modules such as corporate & company law and project management which give you the exposure to knowledge and skills that ultimately contribute to a rounded business acumen.
All of this prepares you for a successful and fulfilling career by equipping you with transferable skills in demand across various corporate industries. I would advise prospective students to pick up modules that genuinely interest them and are aligned to potential career avenues they might wish to pursue.
Did you take part in any extra-curricular activities during your studies? If so, how did this impact upon your Loughborough experience?
While at Loughborough, I was a member of the Finance society as well as the Afro Caribbean society, and I also took public speaking classes. From these different avenues I picked up several soft skills which are still invaluable today.
In the short space of six years I believe I have had a somewhat interesting career. After graduating Loughborough in 2013, I immediately began on the graduate scheme at Goldman Sachs where I worked for three years before leaving the firm as a Senior Analyst to pursue a Masters in International Business & Finance.
After my Masters I decided to change industries from investment banking to consulting. I got a job at KPMG as an Assistant Manager in the Financial Risk Management team where I specialise in Model Risk Management and wholesale banking conduct.
Ironically, my main clients are investment banks so one could argue that I never really changed industries!
At KPMG I work in the Banking Risk & Regulatory team. We provide risk assurance for major financial institutions across a wide range of business lines.
Specifically, my role involves reviewing controls which banks have in place across their front office functions (sales and trading) and ensuring that policies and procedures are in place which meet the expectations of regulators such as the Financial Conduct Authority and the Prudential Regulatory Authority.
One of the best things about Risk & Regulatory Consulting in Financial Services is the nature of client engagements are largely driven by market trends and regulatory changes in the financial markets.
These are constantly changing, constantly evolving and becoming more complex, therefore one project can involve you reviewing the controls and policies which a major bank has put in place and the next project involves reading, understanding and interpreting a new piece of Fintech regulation in order to interprete this to your clients.
As someone who gets bored easily, the fact that I am constantly challenged by the dynamic nature of the industry and expectations from the clients I work with is what I love most.
Great things I hope! I am thoroughly enjoying my time at KPMG and plan to explore many opportunities within the firm, I also plan to continue to develop myself professionally by getting a few more professional qualifications under my belt.
Lastly, I intend to explore my passion for female empowerment by pursuing opportunities within the firm which seek to drive change and challenge the status quo.
I am grateful to have had a number of proud moments in my life – I think securing my first full time job would top the list as the process of selection was intense through a number of interviews and internships.
Getting the offer phone call from Goldman Sachs at the time and seeing how happy and proud my parents were is still one of my most memorable moments. A close contender will be finishing with a distinction and the highest score in my Masters dissertation.